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Black Hills Insurance Agency, Inc. combines years of experience with leading-edge products to provide exceptional service and value to our customers. Our product offering includes insurance products and risk management services for commercial property and casualty, personal lines and marine; specialty coverages; surety; and employee benefits, including health, life and disability.Headquartered in South Dakota, we think globally but act locally, with personal services designed specifically for each individual client. Black Hills Insurance Agency, Inc. shares information and resources with national networks of brokers to ensure we can meet your every need, and find answers to your questions quickly and efficiently. Our Value Proposition
"Black Hills Insurance Agency is really about education and execution," says Michael Maguire, vice president and the agency's leading commercial lines producer. "We strive to build relationships through education and understanding of exposures, sound risk management programs, appropriate products, and on-going claims analysis." "Absolutely," adds Katherine Maguire, "management of risk cannnot be an add on. Our goal of providing unique value to our clients requires we learn their business, and in turn, educate the client to integrate risk management into all of their operations."
Our goal is to achieve long-term relationships focused on bringing value to your risk management and insurance programs. We commit to utilizing our collective talent to support your risk management and insurance goals.Identifying activities that drive claim frequency and severity, and implement an action plan to contain losses. We will identify training needs and provide on-site assistance to actively address loss sources and promote a safe work environment for your employees.Situation AnalysisYou face many environmental challenges, including safety issues, OSHA compliance burdens, property and casualty carrier consolidation, rate fluctuations, and increased litigation activity. This challenging environment dictates a change in the way you purchase and manage your insurance programs. In order to compete in your marketplace you must adopt a total cost of risk management philosophy based on data-driven decisions and globally positioned communications.Plan ImplementationSecuring the best insurance package for your business begins with planning. Analyzing all your risks is critical to successful implementation of your property and casualty insurance programs, while conversations with employees, managers, and vendors will uncover areas that need additional attention. Black Hills Insurance Agency, Inc. will partner with you by providing ongoing assistance, consultation, and service that will help you control your insurance expenses and promote workplace safety.Data AnalysisData analysis allows you to manage and reduce your claims activity. By analyzing your losses with a sophisticated data analysis tool, we can help you develop loss control plans that will target areas with the highest potential to reduce injuries, reduce administrative time, and reduce the risk of loss of your assets. Our data analysis services will help you better manage your insurance costs, and will exceed your expectations.Communications Understanding the increased complexity of property and casualty insurance is a challenge. Staying abreast of the issues you face and developing strategies to meet the constant demands of business can give you a competitive edge. Black Hills Insurance Agency’s communication programs will help you stay on top of the changes affecting the property and casualty insurance industry and your risk management program. Please refer to our Service Area for a more complete description of the services we provide. Office Hours & Location We are open Monday through Friday from 8:00 am to 5:00 pm MST. Closed on major holidays. We are located at 820 St. Joseph Street in Rapid City, SD. We are committed to providing you with great service and protection at affordable rates. We make YOU our number one priority.
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